International Payment Brand from Japan

Privacy Notice

JCB INTERNATIONAL CREDIT CARD CO., LTD.
P.O.Box 71565, Los Angeles, CA 90071-0565
Toll Free (800) 366-4522

Rev. 19/2010

FACTS

What does jcb international credit card co., ltd. do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share member’s personal information to run their everyday business.

In the section below, we list the reasons financial companies can share their member’s personal information; the reasons JCB INTERNATIONAL CREDIT CARD CO., LTD. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does JCB INTERNATIONAL CREDIT CARD CO., LTD. share? Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

YES NO

For our marketing purposes –

n to offer our products and services to you

YES NO

For joint marketing with other financial companies

NO WE DON’T SHARE

For our affiliates’ everyday business purposes –

information about your transactions and experiences

NO WE DON’T SHARE

For our affiliates’ everyday business purposes –

information about your creditworthiness

NO WE DON’T SHARE

For nonaffiliates to market to you

NO WE DON’T SHARE

Questions?

Call toll free at 1-800-366-4522

What we do

  • How does JCB INTERNATIONAL CREDIT CARD CO., LTD. protect my personal information?

    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.These measures include computer safeguards and secured files and buildings.

  • How does JCB INTERNATIONAL CREDIT CARD CO., LTD. collect my personal information?

    We collect your personal information, for example, when you:

    • open an account or pay your bills.
    • give us your income information or provide employment information.
    • use your credit card or debit card.

    We also collect your personal information from others such as credit bureaus, affiliates or other companies.

  • Why can’t I limit all sharing?

    Federal law gives you the right to limit only:

    • sharing for affiliates’ everyday business purposes – information about your creditworthiness
    • affiliates from using your information to market to you
    • sharing for nonaffiliates to market to you

    State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

  • Affiliates

    Companies related by common ownership or control. They can be financial and nonfinancial companies

    • JCB INTERNATIONAL CREDIT CARD CO., LTD does not share with our affiliates.
  • Nonaffiliates

    Companies not related by common ownership or control. They can be financial and nonfinancial companies.

    • JCB INTERNATIONAL CREDIT CARD CO., LTD does not share with nonaffiliates so they can market to you.
  • Joint marketing

    A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

    • JCB INTERNATIONAL CREDIT CARD CO., LTD does not jointly market.

Other important information

Additional rights under state law

You may have other privacy protections under the law of the state where you reside.

To the extent these laws apply, we will comply with them when we share information about you.