PRIVACY POLICY

Effective Date: February 18th, 2020

JCB International Credit Card Co., Ltd., a California corporation (“JCB USA”) is committed to protecting your privacy. We are particularly sensitive to privacy issues on the Internet and therefore we provide this Privacy Policy so you know about our online information practices and understand how we treat the information we receive about you from the Internet.   This Privacy Policy applies JCB USA’s Web site https://www.jcbusa.com (the “Site”) and governs data collection and usage of the Site only, and does not apply to any other information collected by JCB USA through any other means. By using this Site you are agreeing to the terms of this Privacy Policy. We reserve the right to modify our Privacy Policy as business needs require. We will post such changes on our Site with an updated Effective Date. California residents please read our California Consumer Privacy Act (“CCPA”) Policy.

  1. Traffic Data. In general, you can browse our site without telling us who you are or revealing any personal information about yourself. However, the Site automatically recognizes the following non-personally identifiable information when you visit the Site: (i) IP address; (ii) domain server; (iii) type of computer; and (iv) type of web browser (collectively “Traffic Data”).  We use cookies and similar technology to collect Traffic Data. These cookies may stay on your browser into the future until they expire or you delete them. Some cookies that are used to facilitate the functionality of the Site are erased when you close your browser window.  Further general information about cookies and how they work is available at www.allaboutcookies.org.  We may allow selected third parties to place cookies through the Site to provide us with better insights into the use of the Site or user demographics or to provide relevant advertising to you.  These third parties may collect information about a consumer’s online activities over time and across different websites when he or she uses our Site. Traffic Data is anonymous information that does not personally identify you, but is helpful for marketing purposes and for improving your experience on the Site. JCB USA uses this information to examine its traffic in aggregate and to ensure the security of the data and our infrastructure.

  2. Personal Information Collected. In order for JCB USA to fully serve you and for you to fully access certain services that JCB USA offers via the Site, JCB USA may require you to provide it with information that personally identifies you (“Personal Information”).  For example, JCB USA may require accurate Personal Information to, among other things, submit feedback.  Personal Information may include: (i) Contact Data (such as your name, phone number, mailing and e-mail addresses); (ii) Financial Data (such as merchant account number); (iii) Demographic Data (such as your zip code and affiliates).  If you communicate with JCB USA by e-mail or otherwise complete online forms, surveys, any information provided in such communication may be collected as Personal Information.  JCB USA’s use of this Personal Information is set forth below.

  3. Use of Personal Information Collected. The Personal Information you enter on this Site is used to respond or contact you when necessary and to provide JCB USA’s visitors with a better Internet experience.  Your Personal Information will be kept in confidence.  From time to time, JCB USA aggregates Personal Information entered into its Site in order to identify JCB USA’s demographic audience (collective characteristics/behavior) and to measure overall interest in specific areas of the Site. By aggregating the Personal Information into a form whereby JCB USA can no longer personally identify you, JCB USA is allowed to analyze how and where to best use its resources consistent with this Privacy Policy.  JCB USA may use this aggregated information for promotional purposes and may transfer this information to associated companies for similar purposes or parties that may merge into, acquire or purchase the assets of JCB USA. Except as otherwise provided, JCB USA will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (i) comply with a request or direction from you; (ii)  help complete a transaction for you; (iii) provide information to our agents, outside vendors or service providers to perform functions on our behalf (e.g., analyzing data, providing marketing assistance, providing customer service, processing orders, etc.); (iv) protect the security or operation of the Site; (v) to take any precautions against liability JCB USA deems necessary or advisable; (vi) to respond to judicial process and subpoenas; (vii) to the extent permitted under provisions of applicable federal, state or local law; and/or to provide information to law enforcement agencies or for an investigation related to public safety or welfare; or (viii) if the disclosure is done as part of a purchase, transfer or sale of services or assets (e.g., in the event that substantially all of our assets are acquired by another party, customer information may be one of the transferred assets).

  1. Do Not Track Notice. We may use automatic data collection technology to record other information that identifies your device and tracks your behavior on the Site. We may automatically receive and record information on our server logs from your browser, including your IP address, cookies, and the pages you request, as well as pages you have visited of our partner and affiliate websites and the products you were interested in on that site. At the current time, we do not use technology that responds to Do Not Track settings on your browser and the Site will not treat you differently if we receive Do Not Track signals from your browser.

  2. Security of Personal Information. Your Personal Information is stored on secure servers that are protected from access by third parties.  However, while JCB USA takes efforts to ensure the integrity and security of its network and systems, JCB USA cannot absolutely guarantee that its security measures will prevent third-party “hackers” or other malfeasants from illegally obtaining this information. Commercially reasonable physical, electronic and managerial procedures have been employed to safeguard the security and integrity of your Personal Information.  Your Personal Information is accessible only by JCB USA personnel for purposes discussed in this Privacy Policy.

  3. Other Limits to Your Privacy. The Site may contain links to other Web sites.  JCB USA is not responsible for the privacy practices or the content of such other Web sites. 

  4. Children’s Privacy Protection. This Site is not intended for persons under the age of 18. If you are under 18 you must ask a parent for permission prior to submitting any information to this Site. JCB USA takes special care to protect the privacy needs of children under the age of 13 and JCB USA encourages parents to be an active participant in their child’s online activities. JCB USA abides by the requirements of the Children’s Online Privacy Protection Act (COPPA) and other relevant laws. The Site does not target and is not intended for children under the age of 13, and JCB USA will not knowingly collect Personal Information from them. If JCB USA discovers personal data from a child gathered through its Site, JCB USA will eliminate that data.

  5. For site visitors from Nevada. We do not transfer personal information for monetary consideration.  If you would like to tell us not to sell your information in the future please email us at ask@jcbusa.com with your name, postal address, telephone number and email address with “Nevada do not sell” in the subject line.

  6. Your Choices. You can choose not to receive emails from us by “unsubscribing” using the instructions in any email you receive from us.  This will not stop us from sending emails about your account or your transactions with us.  

  7. Contact for Privacy Inquiries. If you have any questions about this Privacy Policy please contact JCB USA at: ask@jcbusa.com.